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Investment Advice You Won’t Hear from Your Financial Planner

Explore the strategic value of test preparation through Ivy Tutor's insights: How competitive ACT and SAT scores can unlock substantial financial aid and scholarships, making test prep a pivotal investment in your child's future.

Ari Freuman

on March 14, 2024

A clear pattern has emerged in this new test-optional landscape: students with competitive ACT and SAT scores are consistently securing the lion’s share of financial aid and scholarships. At Ivy Tutor, we’ve observed a trend that underscores an unmistakable truth—investing in your child’s test preparation is not just about academic achievement; it’s a strategic financial decision. Although most colleges keep their calculations under wraps, the University of Tennessee, for example, has shown that meeting an SAT or ACT score threshold can be worth up to $72,000.

A Stark Reality in Financial Aid

Anecdotal evidence, combined with what we know from transparent colleges, is increasingly showing that students who present competitive test scores are far more likely to receive substantial financial aid packages. This highlights a critical aspect of college planning: competitive test scores are not just a ticket to admission but also a key to unlocking financial resources. Just this year, one of our students increased her score by 150 points and secured a $56,000 scholarship to a prestigious pre-health program—before she even improved her score by another 100 points on a subsequent test.

The Financial Impact of Withholding Scores

The trend is unmistakable. Students who withhold their scores often find themselves sidelined in the competition for generous scholarships and aid packages, leading to a significantly higher cost of higher education. This observation isn’t about penalizing students. Colleges prioritize certainty and are prudent in their decisions, favoring applicants with known qualifications—even if they aren’t stellar—over those who present an unknown by not submitting their scores.

How Monica Helped Her Parents Save Over $80,000

Monica’s journey with Ivy Tutor transformed not just her ACT score but her entire future. Initially scoring a 25, Monica aimed to boost her prospects for college admissions. With dedicated test prep tailored to her needs, she achieved a remarkable score of 31, far beyond her own expectations.

The real surprise came with the flood of college offers that followed. Monica’s parents were astounded as highly reputable universities extended invitations, each accompanied by generous scholarships. A standout offer from a renowned Environmental Science program included a partial-tuition scholarship valued at $81,000, a direct outcome of her impressive ACT score.

Monica’s story is a powerful illustration of how strategic test preparation can open unexpected doors. Her journey from a hopeful college applicant to a sought-after student is a testament to the value of investing in one’s future through dedicated test prep. Monica and her family’s surprise at the multitude of offers she received underscores the transformative potential of achieving a competitive ACT score.

Why Test Prep is a Dual Investment

Understanding this, the role of test preparation takes on new significance. It’s not merely an academic endeavor but a financial strategy. At Ivy Tutor, we view test prep as the most direct investment you can make in your child’s future—both in securing educational opportunities and in ensuring financial viability. The return on investment extends beyond the classroom, impacting your family’s financial planning and your child’s college experience.

A Strategic Financial Decision

In today’s competitive college admissions process, achieving competitive test scores is undeniably valuable. Often, it’s not just about reaching the highest percentile. Scores that are consistent with school averages demonstrate to colleges a reduced risk of dropout and can also be sufficient to unlock financial incentives. At Ivy Tutor, we’re well-versed in this nuanced approach and are ready to help your child reach their fullest potential—academically and financially.

Embark on a Rewarding Journey

We invite you to consider the broader implications of test preparation with Ivy Tutor. By focusing on achieving competitive test scores, we’re not just aiming for academic success; we’re securing a financially viable path to college.


Ari Freuman

Ari began his journey into test prep while working on his Master’s degree in Psychology at SUNY New Paltz and continued through his second Master’s in Statistics. Thanks to insights from his graduate-level studies, Ari became one of the top private tutors in the New York metropolitan era, where he earned a reputation as the original “Ivy Tutor.” Ari decided to create Ivy Tutor when he realized how difficult it was, at any price point, to find tutors who could reliably help students reach their scoring potential.


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